Financial Aid

In 2020, the financial break-even point between renting and buying a home in the Seattle area was roughly 7.5 years.

• By justinyoung
• June 19, 2026

Choosing a financial advisor is one of the most important decisions you can make for your long-term financial well-being. The right advisor can help you grow your wealth, manage risk, and plan for life’s biggest milestones. The wrong one, however, can cost you—both financially and emotionally.

• By justinyoung
• May 8, 2026

Wondering how much you need to retire? Learn a smarter, personalized approach to retirement planning and how Opal Advisors helps you retire with confidence.

• By justinyoung
• April 29, 2026

We wanted to share an update on a new federal investment program that may provide a meaningful financial head start for your child.

• By christinahua
• March 31, 2026

When investors think about building long-term wealth, they often focus on returns: finding great companies to invest in, allocating assets wisely, and staying invested. But there’s another powerful tool that may significantly impact your long-term results: tax deferral.

• By justinyoung
• March 16, 2026

For many business owners, selling a company is the largest financial event of their lifetime. Years of hard work finally turn into liquidity — and then reality sets in: capital gains taxes can take a significant bite out of the proceeds.

• By justinyoung
• February 26, 2026

You’ve probably heard “The stock market returns about 10% per year.” While that sounds great, in reality your portfolio doesn’t grow 10% per year and can mislead investors.

• By justinyoung
• February 9, 2026

For many small business owners, offering a 401(k) plan has historically felt expensive, complex, or out of reach. That perception is outdated and now businesses of any size can afford a 401(k) plan.

• By justinyoung
• February 9, 2026

Opening up about money with adult children works best when it’s a gradual, values-based conversation, not a one-time disclosure of numbers. Parents do not have to share precise dollar amounts, but clarity about intentions, structure, and roles can greatly reduce future conflict and confusion.

• By justinyoung
• January 5, 2026

For decades, residential real estate has been one of America’s favorite wealth-building tools. Rising home values, the appeal of owning something tangible, and generous leverage made real estate feel like a reliable investment path. But looking ahead, investors may need to rethink those assumptions.

• By justinyoung
• January 3, 2026