The Best Wealth-Building Decision Might Be Not Buying A Home
In 2020, the financial break-even point between renting and buying a home in the Seattle area was roughly 7.5 years.
Read More
Our Blog
What Questions Should You Ask a Financial Advisor? A Practical Guide to Making the Right Choice
Choosing a financial advisor is one of the most important decisions you can make for your long-term financial well-being. The right advisor can help you grow your wealth, manage risk, and plan for life’s biggest milestones. The wrong one, however, can cost you—both financially and emotionally.
Read More
How Much Do I Need to Retire?
Wondering how much you need to retire? Learn a smarter, personalized approach to retirement planning and how Opal Advisors helps you retire with confidence.
Read More
What Parents Should Know About the “Trump Account”
We wanted to share an update on a new federal investment program that may provide a meaningful financial head start for your child.
Read More
Build Wealth by Getting an Interest-Free Loan from the Government
When investors think about building long-term wealth, they often focus on returns: finding great companies to invest in, allocating assets wisely, and staying invested. But there’s another powerful tool that may significantly impact your long-term results: tax deferral.
Read More
How Business Owners Can Turn a Taxable Business Sale Into a Long-Term, Tax-Free Wealth Strategy with Opportunity Zone Funds
For many business owners, selling a company is the largest financial event of their lifetime. Years of hard work finally turn into liquidity — and then reality sets in: capital gains taxes can take a significant bite out of the proceeds.
Read More
Why Your Portfolio Makes Less than What You Think It Is
You’ve probably heard “The stock market returns about 10% per year.” While that sounds great, in reality your portfolio doesn’t grow 10% per year and can mislead investors.
Read More
Small Business Owners Can Start A 401(k) With Potentially No Cost Through Federal Tax Credits
For many small business owners, offering a 401(k) plan has historically felt expensive, complex, or out of reach. That perception is outdated and now businesses of any size can afford a 401(k) plan.
Read More
How to Talk to your Adult Children about Money
Opening up about money with adult children works best when it’s a gradual, values-based conversation, not a one-time disclosure of numbers. Parents do not have to share precise dollar amounts, but clarity about intentions, structure, and roles can greatly reduce future conflict and confusion.
Read More
Why Residential Real Estate May Not Be A Strong Investment Going Forward
For decades, residential real estate has been one of America’s favorite wealth-building tools. Rising home values, the appeal of owning something tangible, and generous leverage made real estate feel like a reliable investment path. But looking ahead, investors may need to rethink those assumptions.
Read More
Why Target Date Funds in 401(k) Plans Aren’t A Good Option for Most People
Target date funds (TDFs) are a popular “set-it-and-forget-it” option in many 401(k) plans.
Read More
Is Your Investment Portfolio Truly Diversified?
A Professional Guide to Correlation, Alternatives, and Long‑Term Portfolio Strength
Read More
Tips to Help Guard Against Identity Theft
After the size and severity of personal information data breaches in 2025, the old rules no longer apply.
Read More
Tips for Completing the FAFSA and Maximizing Your Potential Aid
Each year, millions of students miss out on financial aid simply because they don’t complete the Free Application for Federal Student Aid (FAFSA) correctly—or at all.
Read More
Tax Changes In the ‘One Big Beautiful Bill’ That May Impact You
This past July, Congress passed the One Big Beautiful Bill Act (OBBBA). The Act addressed two main goals: extending tax breaks from the 2017 Tax Cuts and Jobs Act (TCJA) and delivering on campaign promises by the current administration.
Read More
