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We perform a wide variety of services for you. Many fall into the broad categories of financial planning and investing. Many others are ancillary, but still essential. Here’s an overview of all we do for you.

PERSONAL FINANCIAL PLANNING

  • Cash Flow
  • Budgeting
  • Major buy/sell decisions

RISK MANAGEMENT PLANNING

  • Disability Insurance
  • Life Insurance
  • Long-term Care Insurance

INVESTMENT PLANNING

  • Investment portfolio design and management
  • Asset allocation and diversification

TAX PLANNING

  • Taxable vs. Non-taxable investing
  • Income tax strategies

RETIREMENT ACCUMULATION PLANNING

  • IRAs
  • Employer-sponsored retirement plans
  • Annuities

RETIREMENT INCOME PLANNING

  • Qualified plan(s) distribution planning
  • Social Security and Medicare benefits analysis

EDUCATION PLANNING

  • 529 Plans
  • Education tax credits and deductions

ESTATE PLANNING

  • Will and Trusts
  • Estate tax reduction, control, and distribution planning
  • Gifting strategies

BUSINESS PLANNING

  • Business entity election
  • Business insurance and tax planning
  • Business succession planning

SPECIALTY PLANNING, INCLUDING, BUT NOT LIMITED TO:

  • Executive/Deferred Compensation Plan evaluations
  • Family wealth mentoring
  • Family Legacy creation and preservation
  • Philanthropic/Charitable planning
  • Special Needs planning
  • Divorce planning

Opal Advisors, LLC is a registered investment adviser in the state of Washington. The adviser may not transact business in states where it is not appropriately registered or exempt from registration. Individualized responses to persons that involve either the effecting of transactions in securities or the rendering of personalized investment advice for compensation will not be made without registration or exemption.

Copyright © 2018 Opal Advisors, LLC. All Rights Reserved. Disclaimer.